Preset-backed theme hubs

Retirement & Pension Preset Scenarios

Explore preset-backed retirement scenarios for 401(k)s, RRSPs, BES, and long-run compounding decisions.

8 scenarios

These pages group the retirement and pension presets that already exist in FomoDejavu. They are designed for questions about starting earlier, using tax-advantaged accounts, and seeing how steady contributions can change long-run outcomes.

Instead of introducing new thin pages, this hub brings together real preset scenarios that already launch calculators with meaningful defaults for retirement-oriented decisions.

Preset-backed scenarios

More preset-backed scenarios for this theme

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401(k) Match Optimization

Visualize long-term outcomes when you consistently capture employer match and stay invested.

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Canada RRSP: The 30-Year Tax-Sheltered Wealth Machine

Thirty years ago, starting a disciplined RRSP contribution plan would have unlocked something most Canadians never fully grasp until it is too late: tax-deferred compounding on TSX and S&P 500 winners, multiplied by contribution room optimization. The advisors who saw clients delay this for a decade watched them lose six-figure wealth gaps that can never be recovered.

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Retirement Savings in Your 30s

See how a steady monthly investment can compound over decades when you start in your 30s.

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Turkey Private Pension (BES): The 20-Year Missed Opportunity

Twenty years ago, you could have started a BES account with modest monthly contributions. With the government adding 20% on top and high-performing ETFs compounding, the numbers today would tell a completely different story. This is the regret every financial advisor in Turkey hears.

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Can I Retire With $500,000 in Savings?

Is $500,000 enough to retire? Run the actual drawdown math, see what monthly income it supports, and understand which factors determine whether this number works for your situation.

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How Long Will $1 Million Last in Retirement?

Run the real drawdown math on $1 million in retirement savings - how long it lasts at different spending levels, what market sequence risk means for the timeline, and how Social Security changes everything.

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How Much Do I Need to Retire at 55?

Retiring at 55 is achievable but requires more savings than a traditional retirement. Here's exactly how to calculate your number, what the FIRE math looks like, and how to model the bridge period before Social Security.

Regret Simulator

Regret Not Starting 401(k) Earlier

Quantify the cost of delaying retirement contributions by a few years through compounding impact.

Frequently asked questions

What kind of retirement scenarios are included here?

This hub includes preset pages about retirement savings habits, employer match decisions, and pension-style long-horizon comparisons such as BES and RRSP scenarios.

Do these pages hardcode retirement return assumptions?

No. Each card launches the existing calculator or preset flow so you can use the current product logic and adjust the assumptions yourself.

Ready to run a scenario?

Open the calculator with the same defaults used by the preset page, then adjust assumptions however you like.

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